Money Hacks
Helping you earn, spend, save, preserve, invest, and multiply your money

Seven Resolutions to Begin in 2010

Control spending: If you spend less you'll have more money available to pay down debt and save for the future. Write down your expenses for a month to see where your money is going. You might be surprised by how easy it is to find places to scale back.
Create a [...]

Tackling the Little Things
Getting debt under control and improving savings habits are two big steps to a better financial life, but those actions only are possible if Americans have more specific aspects of their financial lives under control.
While the economy recovers, job stability remains a vast and very valid concern. Without income, saving stops and [...]

Changing the Way We Save
Although pre-recession Americans spent or consumed much of what they earned, the recession did provide a teachable moment.
In the 1980’s, Americans averaged saving 10 percent to 11 percent of their disposable income. By 2007 the Federal Bureau of Economic Analysis reported that figure dropped to a low of 1.7 percent. [...]

The Best Recovery for a Financial Hangover
Resolutions Can Provide Rebound in 2010
For most Americans, the New Year is a time for resolutions. Resolving to become a better person is admirable. But as we emerge from the recession, from which some of us are still reeling, it's time for changes in financial habits that are permanent [...]